When can i be classed as a non smoker

Most people who start smoking have no idea how many aspects of their health can be affected by smoking, and how quickly and easily they can become addicted. So, how much damage has been done? It should give you a good idea of the potential harm that may have occurred during your three years of smoking.

Once you quit, can you ever become as healthy as a lifelong smoker? Not quite, perhaps, but close. Insurance companies categorize customers into groups based on their health and habits, which affect the rates they pay.

Most companies use the following groups:. Some life insurers may permit people in this group to use non-cigarette products, like cigars or chewing tobacco. Preferred smoker is for occasional cigarette smokers or people who have used tobacco or nicotine products recently, typically within the last 12 months.

Standard smoker is for frequent cigarette smokers in average health. Source: Quotacy. If you still smoke but want to quit, there are some additional tips to keep in mind.

Compare life insurance quotes from several companies since some insurers are more lenient than others about nicotine use. Lying is fraud, and insurance companies have ways of ferreting out the truth. Inform your insurer if you use alternative nicotine products , like nicotine gum or patches. Enroll in a smoking-cessation program. You may even qualify for a discount on your insurance premium if you participate in a smoking-cessation program.

If you purchased life insurance as a smoker and then quit, ask your life insurance company how to qualify for nonsmoker rates. Facebook Twitter LinkedIn Syndicate. Minus Related Pages. General Concepts Amount smoked: The average number of cigarettes smoked per day, on days when cigarettes were smoked. Current smoker: An adult who has smoked cigarettes in his or her lifetime and who currently smokes cigarettes.

Inhaling ETS is called passive smoking. Usually refers to cigarette smoke in the environment of a nonsmoker. Every day smoker: An adult who has smoked at least cigarettes in his or her lifetime, and who now smokes every day. Former smoker: An adult who has smoked at least cigarettes in his or her lifetime but who had quit smoking at the time of interview.

Never smoker: An adult who has never smoked, or who has smoked less than cigarettes in his or her lifetime. In Helling v. McKinney , All rights reserved. Legal Issues in the Workplace. Employment Discrimination There is a growing body of law indicating that employers may be liable under state and federal discrimination laws for permitting smoking in the workplace.

Wrongful Discharge Employees who are fired for seeking a smokefree workplace may also have a claim for wrongful termination. Disability Benefits Employees who are disabled by exposure to tobacco smoke at work may be entitled to disability benefits Weir v. Unemployment Compensation Employees who must leave their jobs due to an allergy or hypersensitivity to tobacco smoke may be entitled to unemployment insurance benefits.

Assault and Battery There is growing legal support for assault and battery claims against employers for exposing employees to environmental tobacco smoke. Legal Issues in Other Environments.

Nuisance Several nuisance cases have been filed by nonsmokers over tobacco smoke drifting from an adjacent residence, typically apartments in a single building. Prisoners In Helling v.

Attorneys General Working Group on Tobacco. November, Castaneda, R. Women sue restaurants over smoke. Washington Post. Page M February 19, Chen, S. Gottlieb, M. Second-hand smoke and the ADA: Ensuring access for persons with breathing and heart disorders. Sweda, E.